How to Shop for Individual Health Insurance

Shopping for individual health insurance can be frustrating and time-consuming, but you have come to the right place. If you have no good recommendations it may be wise to use one of our brokers who represent several companies, as he or she will be more likely to find the best policy for you.

Things to consider when you're looking for any policy

What's covered on this plan, how much are the monthly premiums, what is the deductible, what is the yearly out-of-pocket, how much are office visits, does it cover preventative medicine, is dental and vision included? Make a list of your needs and wants before you go shopping, and decide in advance what is most important to you. Remember, you're shopping, and nobody's making you do anything. If one plan doesn’t fit your needs just move on to another. Once you’ve gathered this information, you'll be able to navigate this highly competitive and ever-changing field.